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It’s time to love your loan.
Finding out how much you can save can be a real
eye opener!
To see how much you can save, speak to the friendly staff at your local branch or call 1300 131 844.
Valentine's Day lovin' in Rundle Mall!
Police Credit Union hit Rundle Mall on Valentine's Day to spread the love with entertainment and gifts!
Click here to view CEO, Costa Anastasiou's Valentine's Day message about banking with Police Credit Union.
Get me some lovin'
Have you fallen out of love with your Home Loan? Do you wish there was an easy way to change your loan and save yourself some serious cash?
With one phone call to Police Credit Union we can help you feel the love again. You won't even have to talk to your bank - we'll organise everything. And the best part is it could save you more than a little heartache. |
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We can take all of the confusion and hassle out of switching home loan providers.
Once you have conditional approval, switching your home loan is as simple as signing just one form. It’s that easy.
We then act on your behalf and deal with your bank for you, signing all the required documents, organising a payout date and your new repayments.
Fall in love with a Police Credit Union home loan.
Don't you just love it.
- Flexible interest options
- Loans available from $30,000
- Terms up to 40 years
- Great rates - fixed or variable
- Discount variable, fixed line of credit or a split variation available
- Free online redraw^
- 100% mortgage offset^
- Save up to 10% on Home and Contents Insurance
- And much, much more.
Remember, it takes just one phone call to switch!
Simply click here, speak to the friendly staff at your local branch or call 1300 131 844.
Finding the right home loan for you.
Buying a home is one of life’s most exciting and important moments - but where do you start?
We've developed this First Home Buyers Guide to start you on the journey, and get you thinking about the steps you should take and questions to ask when buying your first home.
Discount and Standard Variable Rate Home Loans
A Variable Rate home loan provides you with the greatest amount
of flexibility.
With our Variable Rate home loans you can get the advantage of changes to interest rates as they move in line with the market.
You can also make additional repayments at any time whilst retaining the ability to redraw the funds if required.
Our Variable Rate home loans also come with the following features:
- Discount and standard variable interest rate options available
- Terms up to 40 years
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Redraw facility available
- Additional payments allowed
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Ability for use as an investment or construction loan
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Interest only option available for investment loans
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Can be linked to a 100% mortgage offset account
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Fixed Home Loans
Would you prefer the security of knowing that your home loan interest rate and repayments aren’t going to change no matter what happens to the market?
In that case, we offer interest rates that can be fixed for 1 to 5 years.
At the end of the fixed period you can fix your loan again or swap across to our standard variable interest rate.
Our 1-5 year Fixed home loans also come with the following features:
- Terms up to 40 years
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Additional payments allowed
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Ability for use as an investment loan
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Interest only option available for investment loans
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'Allegro' Line of Credit Home Loan
Do you want to dramatically reduce the time it takes to pay off your home loan?
We all want to get our money working harder for our benefit. An 'Allegro' Home Loan is specifically designed to achieve that.
Allegro is the Police Credit Union's secured line-of-credit home loan.
By bringing all of your accounts into a single all-in-one account your outstanding balance drops quicker, which means you own your home sooner.
It enables you to use all your money, all the time, to reduce the amount of interest you pay.
Allegro home loans also come with the following features:
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No annual fee
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Wide range of access options for withdrawals including ATM, Eftpos, Visa Debit & Cheque
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Free Internet and phone (IVY) transfers
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No monthly account keeping fee
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Easy repayments with payroll credit
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Maximum term of 30 years
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ASF Lifetime Loan
If you're over 60 & own your own home, Police Credit Union can help you turn your bricks & mortar into the cash you need to fund the best years of your life.
With an ASF Lifetime Loan you can:
- Take the loan as a lump sum or regular repayments
- No regular payments are required
- You can use the money how you wish
Click here for more information on how an ASF Lifetime Loan can help you unlock the equity in your home.
Ready to apply for a Home Loan?
Simply click here, speak to the friendly staff at your local branch or call 1300 131 844.
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Terms, conditions, fees, charges and lending criteria apply. Full details available on application. AFSL/Australian Credit Licence 238991. Comparison rates current as at 20.02.12, subject to change and are based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from PCU. ^Mortgage Offset and Redraw facility not available on fixed rate loans. ~Maximum $30.00 transaction fee rebate per calendar month.
PCU ABN 30 087 651 205 acts under its own AFSL 238991 and under an agreement with the issuer QBE Insurance (Australia) Limited ABN 78 003 191 035, AFSL 239545. Any advice herein does not take into account your personal objectives, financial situation and needs. Please consider your circumstances and the Product Disclosure Statement: available from PCU to decide if this product is right for you: Home Cover, Home Cover Prestige.
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