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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

Corporate Governance

Our promise to Members

Police Credit Union’s Board is responsible for providing strategic guidance of the Credit Union by maintaining strong corporate governance principles underpinned by positive ethics, values and behaviour.

Each Director has a statutory requirement under Chapter 2D of the Corporations Act 2001 and other regulatory provisions and these obligations under law are set out as per our Corporate Governance Statement, which is also included in our Annual Report.

Customer Owned Banking Code of Practice

The Customer Owned Banking Code of Practice is the code of practice for Australia’s credit unions, mutual building societies and mutual banks. Our Code is an important public expression of the value we place on improving the financial well-being of our individual Members and their communities.

This code of practice establishes a strong benchmark for industry and is a clear statement of the commitment credit unions, mutual building societies and mutual banks make to their Members. The Code outlines our 10 key promises to you and will ensure that all credit unions, mutual building societies and mutual banks will be fair and ethical when dealing with you.

 Our 10 key promises to you

  1. We will be fair and ethical in our dealings with you
  2. We will focus on our Members
  3. We will give you clear information about our products and services
  4. We will be responsible lenders
  5. We will deliver high customer service and standards
  6. We will deal fairly with any complaints
  7. We will recognise Member rights as owners
  8. We will comply with our legal and industry obligations
  9. We will recognise our impact on the wider community
  10.  We will support and promote the Customer Owned Banking Code of Practice.

We will deal fairly with any complaints

Contact us if you have a concern or complaint about any Police Credit Union product or service or, would like to dispute credit card transactions and need information about the Visa Chargeback Process.

Find out more about Corporate Governance:

Annual Reports

Inspired by our values-driven commitment to superior service, honesty, integrity and financial prudence, Police Credit Union has achieved yet another successful year of strong performance across all measures.

With our promise of a Better Banking experience for Members, Police Credit Union remains in great shape and is well-positioned to continue to honour its proud heritage and history of success as a mutual credit union well into the future.

Download the 2017 Annual Report (2MB)

Download the 2016 Annual Report (2MB)

Download the 2015 Annual Report (3.6MB)

Download the 2014 Annual Report (4.84MB)

Download the 2013 Annual Report (7.41MB)

Download the 2012 Annual Report (6.17MB)

Regulatory Disclosure

Remuneration Disclosures

Download the document in full as at:

30 June, 2017

30 June, 2016

30 June, 2015

30 June, 2014

30 June, 2013

Group Regulatory Disclosures

Download the document in full as at:

31 March, 2018

31 December, 2017

30 September, 2017

30 June, 2017

31 March, 2017

31 December, 2016

30 September, 2016

30 June, 2016

31 March, 2016

31 December, 2015

30 September, 2015

30 June, 2015

31 March, 2015

31 December, 2014

30 September, 2014

30 June, 2014

31 March, 2014

31 December, 2013

30 September, 2013

30 June, 2013

31 March, 2013

31 December, 2012

30 September, 2012

30 June, 2012

31 March, 2012

31 December, 2011

30 September, 2011

30 June, 2011

31 March, 2011

31 December, 2010

30 September, 2010

30 June, 2010

31 March, 2010

31 December, 2009

30 September, 2009

30 June, 2009

31 March, 2009

31 December, 2008

30 September, 2008

Workplace Gender Equality Agency Reporting

2017 – 18

2016 – 17

Financial Claims Scheme

Learn more about the Financial Claims Scheme here.

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.