Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.
And, because we listen to our Members, our products keep getting better and better.
We are all looking for ‘better’.
Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.
So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.
Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.
Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.
We’re always better, together.
Proudly bringing you Better Banking.
Say hello to the Executive Team and Directors driving your Police Credit Union.
The Police Credit Union team has an overall responsibility for our Members managing the business of the Police Credit Union Group. The Board and Executive Team provides the strategic guidance and oversight of the Credit Union Group of companies, maintaining strong corporate governance principles underpinned by positive behavior, ethics, and values.
Current Occupation: Chief Inspector of Police Director since: 1999 Chairman 2012–current; Deputy Chairman 2010–2012; Chairman Board Remuneration and Governance Advisory Committee 2012–current; Chairman Board Risk Committee 2011; Chairman Workskil Australia; Deputy Chairman Regional Development Australia – Barossa; Fellow Governor’s Leadership Foundation (GLF); Fellow Australian Institute of Company Directors.
Current Occupation: Detective Chief Inspector of Police Director since: 2000 Deputy Chairman 2006–2010 and 2012–current; Chairman Board Audit Committee 2008–2010; Chairman Board Risk Committee 2005–2008 and 2012–current; Member Board Remuneration and Governance Advisory Committee; President Southern Tigers Basketball Association Incorporated; Secretary Police Commissioned Officer’s Mess Incorporated; Director Basketball Adelaide Incorporated; Fellow Australian Institute of Company Directors.
Current Occupation: Retired Chief Superintendent of Police Director since: 1990 Chairman 2005–2012; Deputy Chairman 1998–2005; Chairman Police Credit Union Financial Planning Ltd 2010–2012; Chairman Board Remuneration and Governance Advisory Committee 2006–2011; Chairman Board Audit Committee 2002–2005; Member Board Risk Committee; Fellow Australian Institute of Company Directors.
Current Occupation: Legal Consultant – Tindall Gask Bentley Solicitors Director since: 2008 Member Board Risk Committee; Member Board Remuneration and Governance Advisory Committee; former President Police Federation of Australia 1996–2007; former President Police Association of SA 1991–2008; Member Australian Institute of Company Directors.
Current Occupation: Retired Sergeant of Police Director since: 1998 Member Board Audit Committee; Member Board Remuneration and Governance Advisory Committee; Fellow Australian Institute of Emergency Services; Fellow Australian Institute of Company Directors.
Current Occupation: Retired Sergeant of Police Director since: 2006 Member Board Audit Committee; Member Board Risk Committee; Member Australian Institute of Company Directors; Life Member Police Association of SA.
Current Occupation: Retired Sergeant of Police Director since: 2013 Member Board Audit Committee; Life Member Police Association of SA, former Secretary Police Association of SA 1998–2013; Graduate Member Australian Institute of Company Directors.
Current Occupation: Non-Executive Director Director Since: 2015 Chairman Board Audit Committee 2016–current; Member Board Remuneration and Governance Advisory Committee; fomer CFO Beach Energy Limited 1997–2016; Director Minda Incorporated; Chairman Funds SA Audit Committee; Advisory Board Member SAFA; Council and Audit Committee Member Walford Anglican School for Girls; Chairman University of Adelaide Estates and Infrastructure Committee; Council Member and Finance Committee Member University of Adelaide; Independent Audit Committee Member Marion Council; Fellow CPA Australia; Fellow Australian Institute of Company Directors; Fellow Institute of Governance Institute of Australia; Fellow Chartered Institute of Company Secretaries; Fellow Australian Institute of Management and Leadership.
Current Occupation: Retired Secretary and Executive Member of Police Association of South Australia Director since: 2016 Member Board Audit Committee; Member Board Risk Committee; Life Member Police Association of SA; Member Police Superannuation Board; Member Police Dependants Fund; Councillor City Charles Sturt; Member City Charles Sturt Asset Management Committee; Member Australian Institute of Company Directors.
Costa commenced with Police Credit Union in 2002 and was appointed Chief Executive Officer and Company Secretary in July 2007. He is currently a Director of PCU Services Pty Ltd, Ian Berry Insurance Services Pty Ltd, CU Pageant Company Pty Ltd and SA Police Legacy Inc.
Costa is a qualified accountant, launching his career with Deloitte before moving into the banking and finance industry in 1987 with Hindmarsh Adelaide Building Society. Costa has successfully undertaken a number of diverse senior management responsibilities throughout his career, including accounting, treasury, sales, marketing and strategic roles.
As Chief Executive Officer, Costa has the responsibility of leading the organisation to successfully implement the Police Credit Union Group Strategy; including the achievement of its major goal – to deliver a customer experience second to none; and its vision to be the Credit Union that best understands and fulfils the financial aspirations of its Members and our people.
Paul has over 23 years’ experience in the credit union industry, the last 16 of which have been spent at Police Credit Union. He is the Chairperson of the Product and Pricing Committee.
Paul has held an Executive Management position at Police Credit Union for over nine years and is responsible for the branch network, personal banking, the contact centre, Ian Berry Insurance Services, Retail Operations and the Product team. Paul is responsible for motivating the entire retail team to become highly engaged customer experience experts, enhancing access channels, delivering superior service and continuing to increase member value. Paul also manages the relationship with Police Credit Union’s business partners including Allianz, Cuscal and Western Union.
As Chairperson of the Product and Pricing Committee, Paul oversees the implementation of unique and compelling customer value propositions, exploring business opportunities not necessarily within Police Credit Union’s core business model and implementing distribution and access channel strategies to improve customer value propositions to achieve growth in selected metropolitan and regional markets. The committee also has direct management of pricing decisions for products including interest rates, fees and charges.
James has over 28 years combined experience in accounting, banking and finance. James is a chartered accountant who commenced his career with a Big 4 accounting firm before moving to the banking and finance industry. James has undertaken a number of roles with both international and Big 4 banks ranging from private banking and business development to senior management positions.
James commenced with Police Credit Union in 2012, bringing an extensive knowledge of credit risk and processes developed from numerous years experience in both the accounting and finance industries. In his role as Executive Manager, Lending and Credit Management, James has the responsibility in leading the credit culture of the organisation and successfully developing, implementing and monitoring credit policy. He is also the Chairperson of the Credit Risk Committee.
Christie commenced with Police Credit Union in 2010, bringing an extensive marketing and management background developed from the real estate industry. Christie has been in an Executive Manager position since August 2011.
Christie’s role involves managing the promotion of Police Credit Union and its associated companies’ brands, as well as being responsible for all corporate communication, and overseeing training and human resources.
Christie is Chairperson of Police Credit Union’s ‘Community, Environment and Employee Engagement and Diversity Committee’ (CEEED), which introduces a number of initiatives to build and enhance an engaged, inclusive and proactive culture to deliver a customer experience that is second to none. The Committee also aims to demonstrate attributes of community focus, social responsibility and mutual interest to ensure Police Credit Union supports, promotes and invests in the use of green
and sustainable energy
James has been with Police Credit Union since 2005 and has been the Manager Finance for a number of years. His core responsibilities involve overseeing the Finance area including Treasury and is a member of the Pricing Committee. In April 2013, James was appointed Executive Manager Finance and is responsible for the financial control of the Credit Union.
James is the Chairperson of the Asset and Liability Committee that manages and monitors Police Credit Union's liquidity, interest rate and capital risks. Having gained exposure to a diverse client base in mining finance, manufacturing and chemicals, James was admitted as a member of the Institute of Chartered Accountants in 1990. Through these varied roles and later within the financial services of Banking and Life Insurance, James has gained extensive experience in accounting, regulation, tax and finance within the financial services environment.
Sean commenced with Police Credit Union in 2015, when he was appointed to the Executive Manager Risk and Compliance role. With over 20 years of combined experience in financial services, Sean brings extensive experience in the management of risk and compliance, ensuring the business is appropriately addressing its risks and meeting all legal and regulatory requirements.
Sean is the Chief Risk Officer, Chairperson of the Compliance and Operational Risk Committee and a management representative of the Board Risk Committee.
Sean’s role incorporates the management of Police Credit Union’s operational, regulatory and compliance risks, including Business Continuity Management and the management of corporate insurances. His role on the Executive Management Team facilitates the integration of compliance and risk management into the Credit Union’s strategic direction and business operations.
Ben has over 15 years experience in IT within the mutual banking sector. He has a solid technical background in IT having worked in positions from frontline support through to senior management, and has a strong background in business processes as well as IT technical skills. Prior to this work, Ben also worked as a chartered accountant for over five years encompassing roles from taxation accounting to audit, giving him a good grounding in accounting principles and practices.
Commencing with Police Credit Union in 2014, Ben heads the IT team in the role of Executive Manager, Technology and Data and is responsible for the security, availability and integrity of Police Credit Union's IT systems. He also sits on the Compliance and Operational Risk Committee and is the Chairperson of the Innovation Committee.
We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.
