I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

News

Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

About

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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Find a branch

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Online International Telegraphic Transfer

Send money overseas anytime, from anywhere!

A new service available through Police Credit Union’s internet banking.

Image product pageYou can now use our internet banking service to reliably and conveniently send money overseas to more than 200 countries and territories, in over 130 different currencies.

If you can’t make it into a branch, or need to send money overseas on the fly, you can easily make an International Telegraphic Transfer (TT) using our online banking service via your computer or laptop.

Simply log on to your online banking account, go to the Transfer tab and select Telegraphic Transfers. The country specific information and ‘help text’ will guide you through your transfer from start to finish.

What is a Telegraphic Transfer (TT)?

A Telegraphic Transfer (also known as a “Wire”) is an electronic transfer of funds directly credited to a beneficiary’s overseas bank account. A choice of more than 130 currencies is offered. Click here to see the pdf of currencies.

Why should I use a TT?

  • In most cases a TT is the quickest way to send funds abroad (a TT will normally take one to two business days* to reach the beneficiary), and is a reliable way to send funds to a bank account internationally.
  • Sending a TT in the beneficiary’s currency is usually more cost effective and helps ensure the funds are credited more quickly, as the payment can go “straight through”.

What details do I need to send a TT?

  • You will need to provide full details of the beneficiary’s bank account.
  • To comply with Australian Government regulations you must also provide the beneficiary’s full street address.
  • We recommend that you arrange for a TT to be sent in the beneficiary’s currency, as this removes any need for further currency conversion, making it a quicker and cheaper process.
  • When transferring to an overseas account there are a few countries that need a bit of extra information, so make sure you have it handy:
    • Europe: International Bank Account Number (IBAN)
    • United Kingdom: Bank Sort Code or IBAN
    • New Zealand: BSB & account number
    • China: A reason for sending funds
    • Malaysia: National ID number
  • Please note that TT’s are sent via a network of correspondent banks, which sometimes levy a small handling charge on your payment.  Any such fees are out of Police Credit Union’s and Western Union Business Solutions control.  Given that a network of banks are used to complete your telegraphic transfer, the time it takes for your payment to be credited cannot be guaranteed.

Need more information? Please contact us:

During business hours: 1300 131 844
You can email us at pcu@policecu.com.au.
Or, you can always drop in to your local branch and one of our friendly staff can help you.

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.