I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

SMS One Time Password

Committed to safe & secure banking online

In line with our Better Banking commitment, a random password is sent via SMS to a pre-registered mobile phone, protecting your funds and, better still, adding another layer of online security.

On 1 August 2013 Police Credit Union increased Internet Banking security by introducing mandatory SMS One Time Password for all online, external transfers including BPAY®. This authentication tool involves a randomly generated password being sent via SMS text message to a pre-registered mobile phone. With an SMS One Time Password you receive added banking security benefits including:

  • Free and additional online security
  • Notification of any unauthorised payment attempts from your account
  • Ability to transfer funds in excess of our standard limit
  • Pre-authenticate your regular billers and payees

This mandatory authentication process will help protect your funds when transacting online.

Registering for SMS One Time Password is easy!

To register for SMS One Time Password, follow these simple steps.

  1. Register for online banking. Not registered? Call 1300 131 844.
  2. Make sure you have supplied Police Credit Union with your mobile telephone number to receive your free SMS OTP. Mobile number not listed? Call 1300 131 844.
  3. Login to internet banking.
  4. Click “My Preferences” > “Security Option” > “Request”.
  5. Select your mobile number from the drop down list.
  6. Confirm that you agree with the Terms & Conditions.
  7. Click “Request” > “OK” to confirm your request > “Finish”.

Subscribe today and protect your money

If you have any questions, please call us during business hours on 1300 131 844
You can email us at pcu@policecu.com.au.
Or, you can always drop in to your local branch and one of our friendly staff can help you.

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.