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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

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I want better…

Ideas to Renovate & Build

Renovating? Building a new home? Between selling and buying? Our flexible loans can help make things a lot better.
Read our Top Tips for Better Renovation below.

Compare our Home Loans Apply Now 

Top Tips for Better Renovation…

1. Plan twice, renovate once.

Building a new home or renovating your own home can feel very overwhelming. Before embarking on the project, start by writing a brief with all the key ‘non-negotiable’ items. These are the things that are most important to creating a better way of life for you. Refer back to the brief during the project to ensure you remember your vision and don’t start second guessing yourself.

The more planned you are, the less likely it is that mistakes will happen… and let’s face it… mistakes cost money.

2. Keep a visual reminder.

The detailed choices are what can take up time and where you can easily blow a budget. Before you start making any decisions put together a mood board capturing the look and feel you want to create in a home.

Keep in mind what aspects are hard to change, for example, flooring and benchtops. If you lean toward timeless colours and textures your home is less likely to date.

3. Let in the light.

A light filled house creates a feeling of warmth and a sense of home. Look for ways to bring light into your home from windows to French doors. Skylights have also made huge developments lately so there is quite a variety of options available.

4. Partner with experts.

There are some areas of the home where the decision you make can completely change the look and feel of a space. Enlisting the help of Colour Consultants, Interior Designers or Interior Architects can provide some great guidance to achieve exactly what you were dreaming of when you started the project.

5. Know your numbers, set a budget and get pre-approval.

Put together a realistic budget of what you expect your project to cost. Once you have a clear picture in mind of what you want to spend and where, come and speak to us and we’ll find you a better loan to suit your project.

Get an understanding of what sort of financial support is available to you.

  • If you are renovating, do you have any equity in your home you can access?

Call us on 1300 131 844 or drop into a branch to get your Renovation Loan up and running.

Compare our Home Loans Apply Now 

We're here to help you buy a house

If you’re looking to buy your first home, refinance the one you’re in, or start your property investment portfolio, we offer home loans and advice that suit your needs, better.