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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

I want better…

Business Solutions

Better business banking is about giving your company options. So, along with business loans you have a linked Business extralite Credit card… a Cheque Account with overdraft facility… even business insurance specialists, right on hand. That’s got to be better for business.
Read our Top Tips for Better Business Loans below.

Learn more about Business Lending Apply Now 

Top Tips for Better Business Loans…

1. The 1:3:5 ratio.

The 1:3:5 ratio is what lenders look for in assessing business financing. That’s one bank loan, three business credit cards and five vendor lines of credit.

2. Credit history.

Lenders consider your company’s history starts when you open a corporate checking account, so open your account as soon as you can to get your credit history underway.

3. Credit gets credit.

Unsecured business loans are hard to get, however secured vendor credit lines are easier, as your vendor benefits from your company’s business.

4. Compliance checklists are used to determine creditworthiness.

This includes valid business address, separate business & personal accounts, verified phone numbers and proper incorporation.

5. Contact us.

Call us on 1300 131 844 or drop into a branch to get your Business Loan… and put it to work.

Learn more about Business Lending Apply Now 

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.