I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

News

Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

About

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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I want better…

Strategies for Property Investment

Yes, we manage savings and investments, but we go one (or two) better than that. We plan for your future… and develop the investment strategies to get you there. If property investment is a path you want to take, we can help you work through the process, whether you are just starting out or have experience in the field. There’s no better way towards your financial goals.
Read our Top Tips for Better Property Investment below.

Learn more about our Investment Loans Find a branch

Top Tips for Better Property Investment…

1. Ready?

Are you really ready to start building your investment portfolio? That may seem a strange question to ask, but the reality is property markets and tenancy levels go up and down. If you went through a period where you were not receiving any rent for your investment property, could you bridge the financial gap on your investment loan?

Also think about what Accountant you currently work with and check if they have the specialised knowledge required to maximise owning an investment property.

2. Know your plan.

Are you wanting to secure an investment property as a stand alone investment or do you want to build a portfolio of properties? Understanding what you are setting out to achieve influences the level of financial investment you are willing to make.

3. Remove the emotion.

When it comes to purchasing the investment property, don’t buy something that you love. Buy something that has broad appeal and is situated in a great location or area of development. Remember you’re not buying the property for you to live in, you are buying the property to help build a better future.

4. Find the right property manager.

Take the time to find someone who you trust to manage the day to day running of your investment property. Being a Landlord requires very specialised expertise. Seek to find a company, and individual, property manager who you know you can rely on.

5. Be realistic with your budget.

Investing has to start with what is financially viable for you. The best way to get a really solid understanding of where your money is going is to spend time with a Financial Planner here at Police Credit Union.

Call us on 1300 131 844 or drop into a branch to talk about getting your investment growing.

Learn more about our Investment Loans Find a branch

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.