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Better Home Loan Special Offer $0 Upfront Fees*

A variable rate home loan with all the features and $0 upfront fees - Min deposit 30%. Significant qualifying criteria applies.

  • 5.89 % P.A.
    Variable rate
  • 5.89 % P.A.

Features & Benefits

  • Make extra repayments at any time without penalty

    Pay off your home loan sooner and save on interest by making additional repayments when you have some extra cash available.

  • No monthly, annual or upfront fees

    More money in your pocket to help you get ahead.

  • Free online redraw

  • 100% offset account available

  • Available for:
    • Buying
    • Refinancing

  • Make unlimited additional repayments at any time

Am I eligible for a home loan?

To be eligible for a home loan you must be an Australian Permanent Resident and be over 18 years of age. Other eligibility criteria may apply, please ask us for more details.

Max LVR 70% Special Offer!*

Refinancing your Home Loan is a breeze with NO monthly, annual or upfront fees

From 1 July 2023, new applicants could be eligible for our Fee Free Home Loan Special Offer. If you’re looking to refinance your current loan to us, this offer could save you thousands!

Here’s what you’ll enjoy as part of this special offer:

  • $0 Package Fees
  • $0 Valuation Fees
  • $0 Registration Fees
  • $0 Title Search Fees
  • $0 Mortgage Document Preparation
  • $0 Split Loan Fee
  • $0 Interstate Security Fee
  • $0 Guarantor Application Fee

This Special Offer is in addition to $0 monthly or annual fees, saving you even more over the life of your loan!

This offer is valid for NEW lending on fixed and variable Owner Occupied and Residential Investment Loans that meet the required significant qualifying criteria. Minimum loan amount is $200,000 with maximum 70% LVR#. Applications must be submitted by 31 January 2024 with settlement by 29 February 2024.

Speak with our friendly staff in branch or over the phone to lock in this special offer – we’ll guide you through the process.

Get in touch

To find out more, speak to our friendly staff:

Call 1300 131 844 during business hours
Email us at [email protected]
Visit a branch

Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.

If you have a complaint or an issue, please read about our complaints process here.