Members please take note, effective 1 December 2020, the following balance steps and interest rates will apply to all new and existing account holders, per the following:
Master Club
| $0.01 to $1,999.99 | 0.05% P.A. |
| $2,000.00 to $51.800.00 | 0.10% P.A. |
| $50,800.01 to $249,999.99 | 0.50% P.A. |
| $250,000.00 and over | 0.85% P.A. |
Beans Account
| $0.01 and over | 0.20% P.A. |
| Bonus interest rate | 1.00% P.A. |
| Including Bonus | 1.20% P.A. |
NB: bonus rate subject to a minimum balance of $10.00 and minimum deposit of $10.00 per month before we start our end of day transaction processing for your account on the last business day of the month and no withdrawals per month.
Focus Saver
| $0.01 and over | 0.00% P.A. |
| Bonus interest rate | 0.80% P.A. |
| Including Bonus | 0.80% P.A. |
NB: bonus rate subject to a minimum balance of $200.00 and minimum deposit of $200.00 per month before we start our end of day transaction processing for your account on the last business day of the month and no withdrawals per month.
iSavings
| $0.01 to $4,999.99 | 0.00% P.A. |
| $5,000.00 to $99,999.99 | 0.10% P.A. |
| $100,000.00 to $499,999.99 | 0.40% P.A. |
| $500,000.00 and over | 0.75% P.A. |
Rural On-Call Savings Account
| $0.01 to $999.99: | 0.00% P.A. |
| $1,000.00 to $49,999.99: | 0.05% P.A. |
| $50,000.00 to $99,999.99: | 0.20% P.A. |
| $100,000.00 to $399,999.99: | 0.35% P.A.. |
| $400,000.00 and over | 0.75% P.A. |
Please note, these rates are current at the date specified in this post only and therefore may no longer apply. View our current Savings & Investment Rates and our Rural On-Call Savings Account Rates.