Want the security of knowing what your repayments are while benefiting from some great home loan features? Then our Better Fixed Home Loan is just for you!
Our Better Fixed Home Loan gives you peace of mind knowing what your monthly repayments will be along with the flexibility to get ahead.
A Fixed Rate Loan with a Better Offset account is much better! You can reduce the interest on your loan and enjoy unlimited FREE transactions*.
You’ll also get these great features:
- A low rate of 4.19% p.a. fixed for three years with a 4.84% p.a. (Owner Occupied only) comparison rate on a minimum loan amount of $150,000
- A Better Offset account with a Visa debit card and unlimited FREE transactions* (including Visa, Visa payWave, eftpos, BPAY®, rediATM and direct debit) plus no account keeping fees
- No annual or monthly fees
- Extra repayments of up to $20,000 per year (for the first 5 years) and then unlimited
- The option of a $2,500 low rate extralite Visa credit card
- Same day approval
- Available for owner occupied and investment loans
- All this for a once-off package fee of up to $420
Free property research!
Searching for a home but need a hand? How about FREE property research reports through CoreLogic RP Data, complete with suburb details designed to help you at the negotiating table. The reports cover recent sales details, median house prices as well as a profile of the suburb you’d love to live in. A FREE property research report, just by asking us!
Move into a Better Fixed Home Loan. We do the heavy lifting!
Keen to make the move to Police Credit Union? We’ll be the removalist for your home loan. Just call us and we’ll act on your behalf, arranging all required documents, organising your payout date and your new repayments. The moment you’ve got conditional approval, simply sign one form. It’s that easy!
Use our range of calculators to help you assess your borrowing power, repayments, financial situation and more. Click here.
Interest rates & fees
Find out more about interest rates and fees.