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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

Fixed Rate Personal Loan

Fixed rate for the better!

Thinking of sprucing up the kitchen, jazzing up the bathroom or even adding that outdoor entertaining space? Maybe wedding bells are ringing, uni fees are approaching or that island holiday is calling.

Our Fixed Rate Personal Loan is all about making your life better. You get a great rate and the security of knowing what your repayments will be for the life of the loan. Better still, you get that thing you want.

Our Fixed Rate Personal Loans are better, thanks to:

  • Up to five year terms
  • Low application fee
  • Green Loan discount available

Apply Now!

What can you use a Fixed Rate Personal Loan for?

Renovation Loans, approved in a day!

Ready to build that new verandah, paint the house or finally get off the grid and go solar? Then your Renovation Loan is standing by to make your home, your life and your everything, better. You can have the money to get your home reno started, as soon as you’re ready. That’s better.

A holiday? Or a better holiday?

See us for a Fixed Rate Personal Loan and head off to see Australia or the world, in 5 star luxury or backpacker efficiency. What makes our Fixed Rate better is that you can plan your holiday details now and know exactly what your repayments will be.

For better… not for worse!

The big day always comes with a big expense. It’s also when we propose a Fixed Rate Personal Loan. We hope the day runs without a hitch, but we know you’ll be blissfully happy knowing what your repayments are, to the last cent.

Apply Now!

Interest Rates and Fees

Find out more about interest rates and fees.

Be prepared and wait less

To make sure that you get your loan in the shortest time possible, you need to provide certain identification and key documents when you apply. To download our checklist, click here.

For more information on a Fixed Rate Personal Loan speak to our friendly staff:

During business hours: 1300 131 844
You can email us at [email protected].
Or, you can always drop in to your local branch and one of our friendly staff can help you.

Insurance solutions for you!

We’re told to expect the unexpected – but what is the best way to prepare? Life throws some curveballs and Police Credit Union is there to provide support. Along with our partners, we offer a range of insurance policies so that you're covered when you need it most.

Request a callback

Need to talk to us, but not right now? Leave your contact details and we will call you back at a time which best suits you!

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