I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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Loan Protection Insurance

Makes better sense

Personal loans and mortgages are a long term financial commitment. It makes sense to cover them with one of our Loan Protection Insurance products.

loanprotection_283815863Loan Protection Insurance provides a safety net should misfortune strike and you are unable to meet your monthly loan repayments due to disability, involuntary unemployment or death. Loan Protection Insurance relieves the financial burden on you and your family in your time of need.

Police Credit Union offers two Loan Repayment Insurance products depending on your type of loan. Cover is provided for home loans and car and personal loans.

Mortgages – Five Year Mortgage Repayment Insurance

  • Cover 24 hours a day, 7 days per week1
  • A death benefit of up to $750,000
  • A monthly disability benefit for up to 24 months2
  • Involuntary unemployment benefit up to $3,000 per month, to a maximum of 120 days or $10,000 for all claims

Car and Personal Loans – Loan Cover Insurance

  • Cover 24 hours a day, 7 days per week1
  • A death benefit of up to $80,000
  • A monthly disability benefit up to the term of the policy or when you are no longer disabled2,3
  • Involuntary unemployment benefit up to 120 days or $10,000 for all claims

Ready to get a Quick Quote?

Call us today on 1300 131 844 and speak to a real person or visit your local branch!

Want to learn more?

Product Disclosure Statements contain important information to help you understand your policy such as what is covered, definitions, policy options, excesses and making a claim.

Need to make a claim?

Over the phone – 24 hours a day, 7 days a week claims hotline.
For members with an Allianz issued policy, please call 1300 362 108.
For members with a QBE issued policy, please call 1300 133 024.
For Ezicover Policies (Life, Accident Income, Accidental Death and Funeral Advantage), please call the Claims team on 131 555 for a claim form or click here for more information.

Better insurance solutions for you!

We’re told to expect the unexpected – but what is the best way to prepare? Life throws some curveballs and Police Credit Union is there to provide support. Along with our partners, we offer a range of insurance policies so that you're covered when you need it most.

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