I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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SoLo Credit Card

Australia’s lowest rate credit card is SoLo.

A credit card with an annual interest rate of just 6.99% P.A. and no annual fees! That's so low!



In fact, you won’t find lower.

How can it be SoLo?

SoLo is a simple, uncomplicated credit card. It is a common misconception that reward points and other redemption schemes are free, but you actually pay with higher interest rates.

With SoLo, what you see is what you get – a credit card with Australia’s lowest interest rate of 6.99% P.A. and no annual or monthly fees.

Apply Now 

SoLo has So many benefits.

Not only will you enjoy the lowest credit card rate in Australia, you’ll also benefit from:

• No annual or monthly fees
• No transaction fees on your credit purchases
• 24/7 global access
Guardian Fraud Protection Services for secure transactions

Apply Now 

SoLo is So handy…and So secure.

Just because SoLo is uncomplicated, it doesn’t mean it offers less convenience. With SoLo, you can access funds 24/7 anywhere Visa is accepted, use Visa payWave, pay bills using Bpay and transfer money to other accounts. You can use SoLo with confidence because it comes with Guardian Fraud Protection, which helps keep all your transactions safe and secure.

Talk to us about going SoLo.

Our Credit Card Key Fact Sheet enables you to compare interest rates, fees, and other basic aspects of the SoLo Credit Card with credit cards from different financial institutions.

Find out more about interest rates and fees here.

Apply Now 

To find out more about SoLo or ask any other question speak to our friendly staff:

During business hours: 1300 131 844
You can email us at dlu@policecu.com.au.
Or, you can always drop in to your local branch and one of our friendly staff can help you.

Looking for a credit card with up to 44 interest free days? Then check out our other credit card, extralite.

Can you do better than the banks?

3.79% P.A.

3.84 P.A. Comparison Rate

Find out more

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