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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

Residential Investment Loans

Looking to invest in a residential property? Need finance?

Are you considering buying an investment property?

Our Bank Beating Residential Investment Loans are available for a limited time with these great features:

  • Repayment Options: Interest Only or Principal and Interest. Fixed and Variable rate options also available
  • 90% LVR (Loan to Value Ratio): Only a 10% deposit is required for Principal and Interest Loans and 20% deposit required for Interest Only Loans.
  • Flexibility to manage your loan with: Offset Accounts, Redraw availability, and Additional Repayments available on select loans
  • NO annual or monthly fees
  • Speedy conditional approval – valid for 3 months
  • Locked fixed rates – option to lock a fixed rate for up to 90 days
  • Terms up to 30 years.
  • Personal Bankers – our personal banking service can make the process quick and easy.

Apply Now 

P & I Interest
I/O Interest
Better Home Loan
3.79 % P.A.
3.84 % P.A.
3.89 % P.A.
3.92 % P.A.
Better Fixed Home Loan
4.34 % P.A.
5.05 % P.A.
4.34 % P.A.
5.10 % P.A.

View our full range of Residential Property Investment Loan interest rates.

Need help finding your investment property? We offer free property research and reports to help you with your investment decision. We also have several Personal Bankers who can help you to secure your next property and we will always meet your settlement times to ensure a smooth process.

Apply Now 

Insurance solutions for you!

We’re told to expect the unexpected – but what is the best way to prepare? Life throws some curveballs and Police Credit Union is there to provide support. Along with our partners, we offer a range of insurance policies so that you're covered when you need it most.