I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

News

Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

About

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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Financial Hardship

Better support, when you need it

Life can be full of unexpected twists and turns.

If you’re having difficulties meeting your loan or credit card repayments we’re here and happy to help, when you need it most.

The quickest way to feel better if you’re experiencing financial hardship is to call us on 1300 131 844 or 08 8208 5640 during business hours and talk it out. Our focus is all about you and getting you back on track.

The sooner, the better.

The sooner you let us know that things are at risk of becoming unmanageable, the better. You’re not alone. We know there are many events that can result in financial difficulty, including:

  • Injury or illness
  • Unemployment
  • Relationship separation
  • Natural disaster
  • Reduction of income

Let’s talk solutions.

Better still, call us on 1300 131 844 or 08 8208 5640 so we can talk through the options you have to improve your situation. It’s reassuring when you realise we can help with;

  • Postponed or deferred payments
  • Loan restructuring (extension)
  • A payment holiday
  • Interest-only repayments
  • Temporary overdrafts or Line of Credit
  • Loan freeze
  • Financial counselling

Hard decisions, for the better.

If you find yourself in a position where you have no chance of getting back to regular repayments over the long term, then you will need to think about more dramatic options including;

  • Selling your property
  • Refinancing your business
  • Pursuing bankruptcy
  • Insolvency arrangements
  • Other arrangements or solutions

Help is here.

We’re ready to help, guide and support. So, if you think a payment arrangement could help, we can help make that happen.

Financial counselling & advice, free.

Free, independent counselling and advice from a Financial Counsellor always helps. Advice across all financial issues will help get you and your finances out of your debt cycle. You can call Financial Counselling Australia for free on 1800 007 007.