Life can be full of unexpected twists and turns.
If you’re having difficulties meeting your loan or credit card repayments we’re here and happy to help, when you need it most.
The quickest way to feel better if you’re experiencing financial hardship is to call us on 1300 131 844 or 08 8208 5640 during business hours and talk it out. Our focus is all about you and getting you back on track.
The sooner, the better.
The sooner you let us know that things are at risk of becoming unmanageable, the better. You’re not alone. We know there are many events that can result in financial difficulty, including:
- Injury or illness
- Relationship separation
- Natural disaster
- Reduction of income
Let’s talk solutions.
- Postponed or deferred payments
- Loan restructuring (extension)
- A payment holiday
- Interest-only repayments
- Temporary overdrafts or Line of Credit
- Loan freeze
- Financial counselling
Hard decisions, for the better.
If you find yourself in a position where you have no chance of getting back to regular repayments over the long term, then you will need to think about more dramatic options including;
- Selling your property
- Refinancing your business
- Pursuing bankruptcy
- Insolvency arrangements
- Other arrangements or solutions
Help is here.
We’re ready to help, guide and support. So, if you think a payment arrangement could help, we can help make that happen.
Financial counselling & advice, free.
Free, independent counselling and advice from a Financial Counsellor always helps. Advice across all financial issues will help get you and your finances out of your debt cycle. You can call Financial Counselling Australia for free on 1800 007 007.