I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

rediATM Locator

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Fraud Protection Service

Your money’s safety doesn't get much better.

Guardian_webGuardian Fraud Protection Service gives you complete peace of mind, thanks to a comprehensive suite of services that keeps your Police Credit Union transactions safe and secure.

Guardian provides better security by:

  • Identifying high risk transactions
  • Assessing and monitoring high risk transactions
  • Monitoring fraud trends, Australia-wide and globally
  • Proactively acting to recover funds

Across these product and access channels:

  • Visa Debit/Credit Card
  • Internet Banking
  • Telephone Banking
  • Mobile Phone Banking
  • BPAY®

The Guardian Money Back Guarantee

If you lose any money in a fraudulent transaction, we’ll credit your account for that amount, provided:

  • You have not directly contributed to the fraud; and
  • Have notified us promptly of the fraud.

If you notice any unusual transactions on your account, please contact us immediately on 1300 131 844.

Travelling overseas soon? Better let Guardian know!

Telling us your travel plans lets us monitor high risk transactions and helps us avoid taking preventative action against what could be legitimate transactions. Read more about Guardian Fraud Protection Service while travelling overseas and our comprehensive range of products and services to take care of all your foreign exchange needs.