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Help me switch

We can assist you in making the easy switch today.

Special Offer!*

From 1 May 2024 new applicants could be eligible for our Fee Free Home Loan Special Offer. If you’re looking for a new home loan or planning to refinance your current loan, this offer could save you thousands!

Here’s what you’ll enjoy as part of this special offer:

  • $0 Package Fee
  • $0 Valuation Fee
  • $0 Registration Fee
  • $0 Title Search
  • $0 Mortgage Preparation
  • $0 Interstate Security
  • $0 Guarantor Application Fee

In addition to our NO monthly or annual fees, saving you even more over the life of your loan!

This offer is valid for new lending on variable Owner Occupied and Residential Investment Loans that meet the required criteria. Minimum loan amount is $200,000 with maximum 80% LVR. Applications must be submitted by 31 July 2024.

Speak with our friendly staff in branch or over the phone to lock in this special offer.

Make the switch

Refinancing your home loan is a breeze with no monthly or annual fees

Switching from your current financial institution to Police Credit Union is easy. Whether you want to move your home loan or move your accounts, we can help you.

Looking for a new Home Loan? If you switch your home loan from another financial institution to our Special Offer Low Rate Home Loan or Special Offer Better Home Loan – Investment, you could save thousands over the life of the loan. That’s because we don’t charge any of the monthly or annual fees that most banks do.

We’ll guide you through the process – we even contact your current bank to let them know you’re leaving.


What is refinancing?

Refinancing is the process of replacing your current loan with a new loan from a different lender.

Read more

Why make the switch?

Make the easy switch to Police Credit Union and benefit!

  • With 100% of our profits invested back into the business, you get better service, rates, products and value
  • Get highly competitive interest rates for both loans and deposits
  • Pay no monthly account keeping fees on your everyday banking and savings accounts
  • Experience better customer service – our Customer Satisfaction Number is consistently above 90%
  • Relationship Managers and branch staff can help you with personal banking and are only a call away!
  • Convenient extended branch opening hours
  • Access your money with our great range of 24/7 access options

Do we really charge no fees?

Refinance with Police Credit Union and pay $0 in monthly or annual fees!

Yes it’s true! When you refinance to our competitively low home loan rates, you could save thousands!

That’s because we don’t charge you any of the monthly or annual fees many other banks do.

Our Relationship Managers and home loan specialists at our branches are available to help you every step of the way.

With all those fees you won’t have to pay, plus competitively low home loan rates, and great customer service – think of the thousands of dollars and time you’ll save by switching to us.

Get in touch

To find out more, speak to our friendly staff:

Call 1300 131 844 during business hours
Email us at [email protected]
Visit a branch

Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.

If you have a complaint or an issue, please read about our complaints process here.