Why a term deposit?
Put your money in a secure place for an agreed term and watch it grow.
Your money will be better off with Police Credit Union:
- Some term deposits require a minimum investment of only $5,000 to get started
- The security of a fixed rate for a fixed term with deposits up to $250,000 Government Guaranteed!
- A range of terms from 60 days to 4 years
- A choice of interest payment options
- A range of access options to check your term deposit balance

Current rates
Term | Interest rate for minimum investment of $5,000 | Interest rate for minimum investment of $50,000 | Interest paid |
---|---|---|---|
3 months |
0.40% P.A. |
0.45% P.A. |
On maturity |
6 months |
0.50% P.A. |
0.55% P.A. |
On maturity |
9 months |
0.60% P.A. |
0.65% P.A. |
On maturity |
12 months |
0.75% P.A. |
1.00% P.A. |
On maturity |
24 months |
1.80% P.A. |
1.90% P.A. |
Annually |
36 months |
1.80% P.A. |
1.90% P.A. |
Annually |
48 months |
1.80% P.A. |
1.90% P.A. |
Annually |
Rates, fees and information statements
See all interest rates and fees and information statements
Get in touch
To find out more, speak to our friendly staff:
Call 1300 131 844 during business hours
Email us at [email protected]
Visit a branch
Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000
If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.
If you have a complaint or an issue, please read about our complaints process here.