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Landlord Insurance

Protect your investment property and landlord’s contents from insured events such as theft, fire, storm and malicious damage.

Our Landlord Insurance has a great range of features and benefits designed to suit customers with different needs.

  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you buy a new policy online1,4
  • Pay by the month at no extra cost6

Why Landlord Insurance?

A residential investment property needs to be appropriately protected. Insurance can give you the peace of mind and confidence that your property will be looked after should something go wrong. Police Credit Union Landlord Insurance covers the property and/or the contents you provide for your tenant’s use.

To help you decide the cover you need, Here’s a brief outline of the difference between buildings and contents cover.

Landlord Buildings

  • Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks.

Landlord Contents

  • Designed to cover items at your property – from furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant. It also covers your carpets and window furnishings.

Choose your cover

The better you understand your policy, the easier it will be if you ever have to claim. Here is a limited summary of the benefits of a Landlord Insurance policy. For full details of the standard terms, conditions, limits and exclusions that apply please read the Product Disclosure Statement (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. The Landlord Buildings and Landlord Contents Key Fact Sheets (KFS) also sets out some information about the cover.

Select the cover to suit your needs (effective 22 February 2021).

Read more

Landlord Insurance Calculators

It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, we will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your landlord building and contents.

Building Replacement Calculator

Value my home

Contents Replacement Calculator

Value my contents

Make a claim

To lodge a Landlord Insurance claim

Online, any time

A convenient way to lodge a Landlord Insurance claim is via the online claim form. You can commence submitting your Landlord Insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone – 24 hours a day, 7 days a week claims service.

You can call the claims hotline on 1300 555 030 and a consultant will help you commence the claims process.

General enquiries
Call 1300 131 844

Policy documents and Key Fact Sheets

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Landlord Product Disclosure Statement (PDS) any applicable supplementary PDS and Landlord Buildings or Landlord Contents Key Fact Sheets also available for reference.