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Landlord Insurance

Protect your investment property and landlord’s contents from insured events such as theft, fire, storm and malicious damage.

Our Landlord Insurance has a great range of features and benefits designed to suit customers with different needs.

  • Cover for your investment property
  • Save up to 10% on your first year’s premium when you buy a new policy online1,4
  • Pay by the month at no extra cost6

Why Landlord Insurance?

A residential investment property needs to be appropriately protected. Insurance can give you the peace of mind and confidence that your property will be looked after should something go wrong. Police Credit Union Landlord Insurance covers the property and/or the contents you provide for your tenant’s use.

To help you decide the cover you need, Here’s a brief outline of the difference between buildings and contents cover.

Landlord Buildings

  • Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks. Generally for customers who own a freehold home – like a house, townhouse, terrace or semi-detached dwelling.

Landlord Contents

  • Designed to cover items at your property – from furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant. It also covers your carpets and window furnishings.

Choose your cover

The better you understand your policy, the easier it will be if you ever have to claim. Here is a limited summary of the benefits of a Landlord Insurance policy. For full details of the terms, conditions, limits and exclusions that apply please read the Product Disclosure Statement (PDS), any applicable supplementary PDS and the Landlord Buildings and Landlord Contents Key Fact Sheets (KFS) before making a decision to purchase the insurance.

Select the cover to suit your needs (effective 16 December 2019).

Read more

Landlord Insurance Calculators

It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, we will only pay up to the amount of your loss or the sum insured, whichever is the lesser – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your landlord building and contents.

Building Replacement Calculator

Value my home

Contents Replacement Calculator

Value my contents

Get in touch

Online, any time.
A convenient way to lodge a claim is via the online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week. It takes less than 10 minutes to complete the online claim form, and once received, a friendly claims consultant will contact you as soon as possible.

Over the phone – 24 hours a day, 7 days a week claims hotline.
Call 1300 555 030 for claims.

General enquiries
Call 1300 131 844.

Important information

If you purchased Home or Landlord Insurance before 16 December 2019, please refer to the relevant Product Disclosure Statements, any applicable supplementary PDS and Buildings or Contents Key Fact Sheet/s.
Landlord Insurance Product Disclosure Statement
Key Facts Sheets