Key features
Police Credit Union Motor Insurance has a great range of features and benefits designed to suit customers with different needs.
- With a 24/7 online claims lodgement service
- A monthly payment option3 and a choice between Comprehensive and Third Party Property Damage cover
- Gives you the flexibility to manage your Car Insurance in a way that suits you
Why choose Police Credit Union Comprehensive Motor Insurance?
- Up to 10% discount on your first year’s premium when you quote and buy a new comprehensive motor insurance policy online1,2
- Choose your own repairer6
- You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week
- You may be able to increase your excess to reduce your premium1
- Rental car for up to 30 days4 if your car is stolen ($100 per day limit)
- Safe driver discount for eligible drivers1,5
Find the cover that's right for you
Police Credit Union Motor Insurance has a great range of features and benefits designed to suit your needs.
| Allianz’s highest level of cover for your vehicle | |
| Cover for fire, theft, accidents, malicious damage and legal liability costs | |
| Covers your vehicle, plus damage you cause to other people’s vehicles or property |
| Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault | |
| Approved legal liability costs | |
| Your own vehicle isn’t covered by this type of insurance |
Motor Insurance product comparison
Motor Insurance product comparison
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.
| Comprehensive Cover | Third Party Property | |
|---|---|---|
| Accidental loss of or damage to your vehicle | ||
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
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| Legal liability cover is for loss or damage you cause to other people’s cars or property and for supplementary bodily injury arising out of a single accident or a series of related events – Up to $20 million | ||
| Approved legal costs arising from a claim for liability covered by the policy | ||
| Emergency repair costs after an accident – Up to $500 for any one covered accident | ||
| Rental car after theft of your vehicle – $100 per day limit, up to 30 days4 | ||
| Towing after a covered incident | ||
| Temporary cover on replacement vehicle – Up to 14 days | ||
| Trailer and caravan cover – $1,000 or market value, whichever is less | ||
| Legal liability cover for a substitute vehicle | ||
| Cover for personal items in your vehicle – up to $1,000 for any one incident | ||
| Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night. – Up to $1,000 for any one incident | ||
| Transportation costs if your vehicle can’t be safely driven home after a covered accident. – Up to $500 for any one incident | ||
| Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident | ||
| Child seat or baby capsule replacement after an accident – Up to $500 for any one covered accident | ||
| Optional cover | ||
| Rental car after an accident, where available4 $100 per day limit, up to 30 days | ||
| Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance. | ||
| Cover for tools of trade – Up to $3,000 for any one incident | ||
| Named driver option |
Comprehensive Motor Insurance
What does Police Credit Union Comprehensive Motor Insurance cover?
Police Credit Union Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property. Here’s a summary of the features and benefits, as well as optional covers you can add to your policy.
| Accidental loss of or damage to your vehicle Cover includes theft, fire, flood and storm, including hail damage, subject to your policy’s terms and conditions, limits and excess. |
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| New for old replacement of a new vehicle after a total loss If your new vehicle is stolen or written off, Allianz may replace it with one of the same make and model if the following conditions are met:
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| Legal liability cover Covers your legal liability for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million for any one event or series of related events. |
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| Approved legal costs from a liability claim Covers legal costs, as approved by Allianz, from a claim that’s covered by your policy. |
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| Emergency repair costs after a covered accident Allianz will reimburse the cost of necessary emergency repairs that enable you to drive your vehicle home after a covered accident – up to $500 for any one incident. |
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| Rental car after theft of your vehicle If your vehicle has been stolen, Allianz will pay for a rental car – $100 per day, for up to 30 days.4 |
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| Towing after a covered incident Allianz will pay the reasonable cost of protection, removal and towing of your vehicle after a covered accident to the nearest repairer, place of safety or any other place they agree to. |
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| Temporary cover on a replacement vehicle Allianz will provide cover for your replacement vehicle for 14 days. |
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| Trailer and caravan cover Allianz will pay up to $1,000, or the market value of your trailer or caravan, whichever is less. |
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| Legal liability cover when using a substitute vehicle | |
| Cover for personal items in your vehicle Allianz will pay up to $1,000 for any one incident. |
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| Emergency accommodation costs Cover for reasonable emergency accommodation costs and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s usually parked at night – up to $1,000 for any one incident. |
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| Transportation costs If your vehicle can’t be driven safely home after a covered accident, Allianz will pay up to $500 for any one incident for travel necessary to get you home. |
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| Lock re-keying or re-coding if your vehicle’s keys are stolen Allianz will pay up to $1,000 for any one incident. |
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| Replacing a child seat after a covered accident Cover for the replacement of a child seat or baby capsule in your vehicle at the time of a covered accident – up to $500 for any one incident. |
| Rental car after an accident, where available If you can’t use your vehicle following an accident, this optional benefit will pay $100 per day, up to 30 days for a rental car. This option will extend your rental car or daily travel allowance period if they caused or contributed to the delay in repairing your vehicle. |
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| Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance. |
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| Cover for tools of trade This optional benefit will pay up to $3,000 for any one incident. |
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS).
Third Party Property Damage Motor Insurance
Is Third Party Property Damage Motor Insurance right for you?
Third Party Property Damage Motor Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault.
| Legal liability cover for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million | |
| Approved legal costs from a legal liability claim that’s covered by the policy | |
| Uninsured Motorist Extension, covers for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident |
| Cover for accidental loss of or damage to your vehicle | |
| Fire and theft cover isn’t included | |
| Compulsory Third Party (CTP) Insurance is a different type of insurance that’s not included |
This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement (PDS).
Comprehensive or Third Party Property Damage Motor Insurance?
Allianz Comprehensive Motor Insurance covers your vehicle, plus damage you cause to other people’s vehicles or property. If you’re looking for cover for fire, theft, accidents, malicious damage and legal liability, you might like to consider Comprehensive Motor Insurance.
Allianz Third Party Property Damage Motor Insurance doesn’t cover your vehicle. It covers your legal liability if you destroy or damage someone else’s vehicle or property during a motor vehicle accident that’s partly or fully your fault.
How to make a Motor Insurance claim
Do what you reasonably can to prevent any further loss, damage, or liability.
Tell the police as soon as reasonably possible about any malicious damage, theft, attempted theft, burglary, or loss of insured property.
Start your Motor Insurance claim online 24/7
Complete the secure online claim form, and a friendly claims representative will contact you as soon as possible to discuss the next steps.
Alternatively, you can contact the Claims Call Centre on 1300 555 030 to submit your claim.
The claims consultant will help you through the motor insurance claims process.
