Police Credit Union Motor Insurance has a great range of features and benefits designed to suit customers with different needs. You get the flexibility to choose how you manage your Motor Insurance in a way that suits you with:
- With a 24/7 online claims lodgement service
- A monthly payment option5 and a choice between Comprehensive and Third Party Property Damage cover
- Flexibility so you can choose to manage your Motor Insurance in a way that suits you
Why choose Police Credit Union Comprehensive Motor Insurance?
- Up to 10% discount on your first years’ premium when you buy a new Comprehensive Motor Insurance policy online1,2
- Choose your own repairer3
- 24/7 online claims or phone 13 10 13 to commence the claims process
Choice of Motor Insurance covers
| Comprehensive Insurance |
Third Party Property Damage |
| The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault. |
Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault. |
Compare Motor Insurance
Comprehensive Insurance & Third Party Property Damage Comparison Table:
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.
Read more…
Key benefits
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Comprehensive Insurance |
Third Party Property |
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Get my quote in 2 mins |
Get my quote in 2 mins |
| Cover for accidental loss of or damage to your vehicle |
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New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss, if:
- you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
- your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
- where relevant, your financier has given its written consent; and
- a new replacement vehicle is available in Australia.
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| Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events |
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Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:
- you did not contribute to the cause of the accident;
- you can provide the name and address of the person responsible for the accident; and
- you can provide the registration number of the other vehicle; or
- any other information that would reasonably allow us to identify the person so that we can exercise our rights of recovery
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| Approved legal costs arising from a claim for liability covered by the policy |
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| Cost of emergency repairs after a covered accident – up to $500 for any one incident |
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| Rental car after theft of your vehicle – $100 per day limit, up to 30 days4 |
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| Reasonable cost of towing after a covered incident |
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| Temporary cover on replacement vehicle – 14 days |
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| Trailer and caravan cover – $1,000 or market value of the trailer or caravan, whichever is the lesser |
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| Legal liability cover when using a substitute vehicle |
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| Cover for personal items in your vehicle – up to $1,000 for any one incident |
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| Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident |
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| Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident |
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| Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident |
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| Cover for replacement of
child seat / baby capsule in your vehicle after a covered accident – up to $500 |
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Optional benefits you can add
| |
Comprehensive Insurance |
Third Party Property |
| Rental car following accident, where available – $100 per day limit, up to 30 days4 |
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| Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle – 1 replacement and 2 repairs in any period of insurance |
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| Cover for tools of trade – up to $3,000 for any one incident |
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Options you can select to decrease your premium
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Comprehensive Insurance |
Third Party Property |
| Named driver option |
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Comprehensive Insurance
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read to the Product Disclosure Statement.
Read more…
Key benefits
| Cover for accidental loss of or damage to your vehicle |
|
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss, if:
- you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
- your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
- where relevant, your financier has given its written consent; and
- a new replacement vehicle is available in Australia.
|
|
| Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events |
|
| Approved legal costs arising from a claim for liability covered by the policy |
|
| Cost of emergency repairs after a covered accident – up to $500 for any one incident |
|
| Rental car after theft of your vehicle – $100 per day limit, up to 30 days4 |
|
| Reasonable cost of towing after a covered incident |
|
| Temporary cover on replacement vehicle – 14 days |
|
| Trailer and caravan cover – $1,000 or market value of the trailer or caravan, whichever is the lesser |
|
| Legal liability cover when using a substitute vehicle |
|
| Cover for personal items in your vehicle – up to $1,000 for any one incident |
|
| Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident |
|
| Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident |
|
| Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident |
|
| Cover for replacement of
child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident |
|
Optional benefits you can add
| Rental car following accident, where available – $100 per day limit, up to 30 days4 |
|
| Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle – 1 replacement and 2 repairs in any period of insurance |
|
| Cover for tools of trade – up to $3,000 for any one incident |
|
Options you can select to decrease your premium
| Named driver option |
|
Third Party Property Damage Insurance
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.
Read more…
Key benefits
| Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events |
|
| Legal liability cover when using a substitute vehicle
|
|
| Approved legal costs arising from a claim for liability covered by the policy |
|
Make a claim
To lodge a Motor Insurance claim
Online, any time
A convenient way to lodge a Motor Insurance claim is via the online claim form. You can commence submitting your Motor Insurance claim notification 24 hours a day, 7 days a week.
All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Over the phone – 24 hours a day, 7 days a week claims service.
You can call the claims hotline on 1300 555 030 and a consultant will help you commence the claims process.
General enquiries
Call 1800 097 199
Insurance Certificate of Currency
Keep your Home or Car loan up to date, by sending us a copy of your current Insurance policy – a certificate of currency.
Each time you renew or change your insurance with your insurance provider, you’ll need to send us a copy of your new/current policy.
Find out how
