Temporary changes to branch and Contact Centre opening hours. Read more about this notice

Read about our COVID-19 response. Learn more about this notice

Beware - scams are very active. Read how to protect yourself about this notice

Police Credit UnionGo to website homepage

Line of Credit

Access the equity in your home whenever you need it.

What is a Line of Credit?

Use the equity in your home to access funds whenever you need them. Similar to a credit card, you can use your home loan to access a pre-approved level of credit without having to apply or ask us!

Use a Line of Credit to:

  • Expand your investments
  • Purchase land
  • Renovate your home
  • Refinance an existing personal loan
  • Purchase a new car

Features of a Line of Credit

  • No annual fee and no monthly account keeping fees
  • Free Online Banking and IVY Phone Banking transfers
  • Easy repayments with payroll credit
  • Money at call
  • Loans for any worthwhile purpose

Rates and fees

Get in touch

To find out more, speak to our friendly staff:

Call 1300 131 844 during business hours
Email us at [email protected]
Visit a branch

Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.

If you have a complaint or an issue, please read about our complaints process here.