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Line of Credit

Access the equity in your home whenever you need it.

What is a Line of Credit?

Use the equity in your home to access funds whenever you need them. Similar to a credit card, you can use your home loan to access a pre-approved level of credit without having to apply or ask us!

Use a Line of Credit to:

  • Expand your investments
  • Purchase land
  • Renovate your home
  • Refinance an existing personal loan
  • Purchase a new car

Features of a Line of Credit

  • No annual fee and no monthly account keeping fees
  • Free Online Banking and IVY Phone Banking transfers
  • Easy repayments with payroll credit
  • Money at call
  • Loans for any worthwhile purpose

Rates and fees

Get in touch

To find out more, speak to our friendly staff:

Call 1300 131 844 during business hours
Email us at [email protected]
Visit a branch

Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.

If you have a complaint or an issue, please read about our complaints process here.