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How Comprehensive Credit Reporting Affects You

Comprehensive Credit Reporting (CCR) is changing the way numerous Australian financial institutions like Police Credit Union report your customer credit information.

CCR, also known as positive credit reporting, means an increase in the amount of information we share with credit reporting bodies. Credit reporting bodies are independent organisations which securely collect consumers’ credit and personal information for financial institutions to use to assess loan and credit applications.

The credit repayment information we provide to credit reporting bodies relates to any personal lending products you have with Police Credit Union, such as credit cards, personal loans, home loans and overdrafts.

CCR allows credit providers to obtain a more comprehensive view of your financial situation to meet responsible lending requirements which ultimately helps you secure your financial wellbeing.

Find out what’s changing and how CCR affects you.