I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

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SMS Alerts

What you need to know...quickly.

Police Credit Union’s Guardian Fraud Protection Service is now even better, tracking suspicious card use, automatically blocking transactions and minimising fraud. What’s more, it’s working 24/7.

If your card is restricted we’ll contact you the same day, during business hours and the next business day, if it happens outside business hours. You’ll get an automated SMS message sent to your mobile phone. This only happens in response to very suspicious activity.

Here’s a sample message:

Jane, a Visa transaction for $498 at 4am has activated a Guardian Fraud Protection Service rule and restricted a card on your account. We apologise for any inconvenience. Police Credit Union will contact you during the next business day.

Police Credit Union will never send you an SMS that includes hyperlinks.

If you receive a suspicious message, DO NOT CLICK THE LINK. Call our Contact Centre on 1300 131 844, immediately.

Police Credit Union is committed to denying funding to organised crime.

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We have all types of products for you to choose from! From Home Loans and Car Loans, all the way to Insurance. We can help make life better.