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Standard Variable Home Loan

A variable rate home loan

  • 3.77 % P.A.
    Variable rate
  • 3.82 % P.A.
    Comparison
    rate

Features & Benefits

  • Make extra repayments at any time without penalty

    Pay off your home loan sooner and save on interest by making additional repayments when you have some extra cash available.

  • No monthly or ongoing fees

    That means more money in your pocket to help you get ahead sooner.

  • Free online redraw

  • 100% offset account available

  • Available for:
    • First home buyers
    • Refinancing
    • Construction

  • Make unlimited additional repayments at any time

Am I eligible for a home loan?

To be eligible for a home loan you must be an Australian Permanent Resident and be over 18 years of age. Other eligibility criteria may apply, please ask us for more details.

Lenders’ Mortgage Insurance

This loan may be subject to Lenders’ Mortgage Insurance (LMI). You can find out more in our LMI Fact Sheet.

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    Get in touch

    To find out more, speak to our friendly staff:

    Call 1300 131 844 during business hours
    Email us at [email protected]
    Visit a branch

    Mail: PO Box 6074 Halifax Street PO, Adelaide SA 5000

    If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data.

    If you have a complaint or an issue, please read about our complaints process here.