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BSB 805 005Ph 1300 131 844

The Better Home Loan - Min. Deposit 20%

You could save thousands with our Better Home Loan

Make the easy switch and you could save thousands with our 2.99% p.a. / 3.04% p.a. comparison rate Better Home Loan…

Stop going to extremes to save a few dollars when there are better ways to save money. We’ll even help you switch your existing loan to our award winning, low rate loan, so that you can do better things with your money. Better rates, better service… better off with Police Credit Union.

Apply Now 

See just how much you could save by using our Home Loan Combobulator.

Our Better Home Loan comes with these Better Banking promises:

  • We’ll do the heavy lifting and act as your home loan removalist
  • No annual or monthly fees

Switch to a Better Home Loan and things just get better with:

  • A great rate of 2.99% p.a. / 3.04% p.a. comparison rate
  • Borrow from $150,000 with a minimum deposit of 20% (maximum Loan to Value Ratio [LVR] of 80%)
  • Free online redraw
  • 100% mortgage offset
  • And much, much more!

For more Better Home Loan options, you can check out our Interest Rates here.

Family Guarantee

Been saving your deposit for a while but you’re not quite there yet? A Family Guarantee may help. The guarantor can use the equity in their home to guarantee part of your loan. You can request to have the guarantee released once you have met the Loan to Value Ratio requirements. Ask us how a Family Guarantee might help you achieve your home loan goals today.

Move into a Better Home Loan. We do the heavy lifting!

Keen to make the move to Police Credit Union? Just call us and we’ll act on your behalf, arranging all required documents, organising your payout date and your new repayments. The moment you’ve got conditional approval, simply sign one form. It’s that easy!


Use our range of calculators to help you assess your borrowing power, repayments, financial situation and more. Click here.

Interest rates & fees

Find out more about interest rates and fees.

Apply Now 

For more information on the Better Home Loan speak to our friendly staff:

During business hours: 1300 131 844
You can email us at [email protected].
Or, you can always drop in to your local branch and one of our friendly staff can help you.

We're here to help you buy a house

If you’re looking to buy your first home, refinance the one you’re in, or start your property investment portfolio, we offer home loans and advice that suit your needs, better.

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