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Better Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!

Better Security

With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.

Better Banking Tips

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

About Us

Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.


Better convenience, useability & security

payWave has quickly become Australia’s leading, contactless transfer technology.

paywaveWhether buying a loaf of bread at your local supermarket, a coffee from a cafe or something for the home at the local hardware store, Visa payWave offers an easy and convenient method of payment at a variety of locations. For purchases under $100 simply wave and go – no signature, no PINs… and you’re past the register in no time#.
For purchases over $100, just enter your PIN to authorise the transaction.

You’ll also have the multi-layered security of Visa’s ‘Zero Liability’ Policy behind you and transactions are covered by our Guardian Fraud Protection Service, protecting you from fraudulent or unauthorised transactions.

The key features of Visa payWave:

  • Fast and convenient
  • No need for PIN
  • No fumbling for change
  • Available for purchases under $100 for up to four transactions per day
  • Maximum Visa payWave spend of $400 per day
  • Option to “Opt out” of Visa payWave functionality

To help make your decision, here are the payWave facts:

payWave is convenient – complete routine transactions quickly, with no need for a PIN

payWave is safe – transaction controls limit the number and amount of PayWave transactions that can be completed each day. Transactions cannot be accidentally duplicated

payWave is secure – most data on the NFC chip is encrypted. It is technically possible for someone to read some information from a payWave card, but the information available is not enough for them to complete fraudulent transactions. In addition, payWave offers no opportunity for the magnetic strip on your card to be copied – or your PIN to be captured

payWave is as secure as the current EMV/EPAL chips – criminals have not been able to duplicate these chips, even after thirty years in circulation

payWave is based on NFC (near-field communication) not RFID (radio frequency identification) – the chip is a computer involved in the transaction, not just a memory that can be copied

Want to know more?

Click here for Frequently Asked Questions.

Click here for Terms and Conditions regarding Visa payWave.

If you have any questions or concerns regarding payWave, please contact us:

During business hours: 1300 131 844
You can email us at [email protected].
Or, you can always drop into your local branch and one of our friendly staff can help you.