I want better

We are all looking for ‘better’.

Especially when it comes to reaching your financial goals so you can get the things that you want while you can still enjoy them. This is where Police Credit Union can help.

So what do you want to do? We have put together a range of tips and advice to help you reach your ‘better’.

Our Products

Our Better Banking products will give you what you’ve been looking for. Whether it’s a loan rate, savings account, credit card, overdraft or insurance advice – we’ve got you covered. We also have all the financial planning advice you could want to give you a better future.

And, because we listen to our Members, our products keep getting better and better.

Better Access

Our range of better access products and services give you control of your accounts whether you’re online at your desk, on your mobile, travelling overseas or in a branch.

Learn more about having every option at your fingertips. You’ll be better off!


With our Guardian Fraud Protection Service and our fraud experts, Police Credit Union is committed to providing you with a secure banking environment and to denying funding to organised crime.

Security and Protection? Who better than Police Credit Union.


Providing financial support and volunteering for events for charity, sporting associations, Christmas pageants and partnership initiatives are just the start of what we do under our Plant the Seed initiative.

Plus, of course, we’re constantly sharing the latest insights, tips and innovation when it comes to economic, technological and financial trends.

We’re always better, together.


Since 1970, Police Credit Union has helped thousands of South Australians and Territorians achieve their financial goals and dreams with our range of better products and services.

Let’s get to know each other, even better.

rediATM Locator

Find your closest rediATM by searching below.

Find a branch

Want to come visit us? Search below to find your closest branch.

Fast Payments

Faster, simpler and smarter.

Something NEW is coming to Police Credit Union... introducing Fast Payments.

Get ready for faster, simpler, smarter payments with Fast Payments at Police Credit Union…

What is Fast Payments?

Fast Payments is part of the New Payments Platform (NPP), which is an exciting industry-wide initiative that will provide Australian consumers, businesses and government with a faster, simpler and smarter way to securely send and receive payments.

Fast Payments will be available early in 2018 as participating financial institutions start to roll out services to their customers. At launch, all Police Credit Union Members will be able to make and receive faster payments between accounts held at participating financial institutions.

There are 4 key features of Fast Payments:

1. Speed

You’ll be able to send and receive payments in near real-time – the funds you send, will reach your recipient’s account within minutes, even seconds. No more waiting hours or days for funds to arrive. Osko by BPAYTM is the service that enables these faster payments and once Fast Payments commence, you will start to see the Osko® logo when you transact with Online Banking.

2. Available 24/7

Make payments anytime with access at your fingertips using our Police Credit Union Banking App and Online Banking, 24 hours a day, 7 days a week. You don’t have to worry about making payments within regular business hours or waiting until the next business day to receive your funds.

3. Data Enriched

Send and receive more detailed descriptions with remittance information for payments with up to 280 characters available – so you will know exactly what the payment was for.

4. Simple Addressing

Sending payments is easy using PayID – a system that enables you to send and receive payments using an easy-to-remember identifier like a mobile phone number, email address or ABN for a business linked to your account. Although paying someone using a mobile phone number or email address is easy you can still pay someone using a BSB and Account number.

Near Real-time payments with Osko by BPAY

Osko by BPAY will be the new way to pay through Fast Payments. Any payments you make using Online Banking or our Police Credit Union Banking App, will automatically transfer in near real-time – as long as your recipient banks with a participating financial institution. You will be able to make and receive payments faster with funds available within minutes, even seconds. Whether you’re paying a tradesman, splitting a bill or giving money to a family member for something urgent – the money will be there in minutes – across different financial institutions, 24/7.

Register a PayID

Once Fast Payments is launched, you can register a unique PayID via Online Banking. This PayID will allow you to use your mobile phone number or email address as an identifier to be paid. If you are paying someone who has their own unique PayID, you will be able to transfer money to them using the same easy identifiers such as a mobile phone number or email address.

Safe and secure with PayID

You can relax in the knowledge that your money is safe and secure with PayID. The PayID system has been developed with security in mind and includes the following features:

  • PayID is monitored 24 hours a day, 7 days a week
  • PayID is certified to the highest data security capabilities as well as the existing high security standards met by all financial institutions including Police Credit Union. Police Credit Union also offers Guardian Fraud Protection Service which is a comprehensive suite of services to keep your transactions safe and secure.
  • Your PayID can only be used by someone to pay you – it cannot be used by them to take money from your account.
  • Once created, you can share your PayID when someone needs to pay you, so you can keep your account details such as BSB and Account Number private. Being paid by using a BSB or Account Number will still remain an option.
  • When making a payment using a PayID, you will have extra peace-of-mind knowing exactly who will be receiving your transfer as the name of the person or business linked to the PayID will appear before finalising your payment.

Fast Payments coming soon to Police Credit Union… get ready to pay and get paid faster!

Find out more about Fast Payments.

All you need to do is make sure that you have registered for Online Banking, and that your mobile number and email address with Police Credit Union are up-to-date. If you haven’t already registered for Online Banking, please call our Contact Centre on 1300 131 844 and we can set you up instantly.

To learn how to update your contact details yourself using Online Banking, click here. Keeping your contact details current will help us keep your money safe and also assists with your transition into the Fast Payments platform.

Want to download our Police Credit Union Banking App? Make sure you are registered for Online Banking and then head to your favourite app store and search for Police Credit Union Banking App.